Transfer your pillar 3a to findependent now and invest fee-free until 30 June 2027!
3a transfer = invest fee-free until 30.6.27
Tailor your custom ETF investment solution
Your vision, our foundation
Tailor your custom ETF investment solution
Your vision, our foundation
Tailor your custom ETF investment solution
Your vision, our foundation
Tailor your custom ETF investment solution
Your vision, our foundation
Wanna take the wheel yourself when it comes to investing?
Then our «DIY» option is right up your street! Dive deeper into the ETF world and put together the mix that fits you and your values.
You choose from around 40 hand-picked ETFs and get started with an investment amount of 5’000 francs or more. At the same low fees as with our ready-made findependent investment solutions.
Then our "DIY" option is right up your street! Dive deeper into the ETF world and put together the mix that fits you and your values.
You choose from around 40 hand-picked ETFs and get started with an investment amount of 5’000 francs or more. At the same low fees as with our ready-made findependent investment solutions.
Wanna take the wheel yourself when it comes to investing?
Wanna take the wheel yourself when it comes to investing?
Then our «DIY» option is right up your street! Dive deeper into the ETF world and put together the mix that fits you and your values.
You choose from around 40 hand-picked ETFs and get started with an investment amount of 5’000 francs or more. At the same low fees as with our ready-made findependent investment solutions.
Our investment committee has carefully examined and thoroughly vetted them based on strict criteria. Twice a year, we review everything in detail and regularly add exciting new ETFs, so your investment solution can grow with you.
iShares Core SPI
UBS SPI Mid
UBS MSCI Switzerland IMI SRI
UBS SLI
UBS SPI ESG
iShares Swiss Dividend
Vanguard FTSE All World
Vanguard FTSE All-World High Div
iShares Core MSCI World
iShares MSCI World Screened
iShares MSCI World SRI
SPDR MSCI World Small Cap
UBS Core MSCI USA
iShares MSCI USA Screened
iShares MSCI USA SRI
Vanguard S&P500
Xtrackers NASDAQ 100
UBS Core MSCI Europa
iShares MSCI Europe Screened
iShares MSCI Europe SRI
UBS Core MSCI Japan
iShares MSCI Japan Screened
iShares MSCI Japan SRI
iShares Core MSCI Pacific ex-Japan
UBS MSCI Canada
UBS Core MSCI Emerging Markets
iShares MSCI Emerging Markets Screened
iShares MSCI Emerging Markets SRI
iShares Healthcare Innovation
iShares Automation & Robotics
iShares Global Clean Energy
UBS Global Gender Equality
iShares Digitalisation
iShares Core CHF Corp Bond
iShares USD Corp Bond ESG SRI
iShares Core EUR Corp Bond
iShares J.P. Morgan USD EM Bond
iShares USD High Yield Corp Bond ESG SRI
iShares Swiss Domestic Government Bond 3-7
UBS ETF SXI Real Estate Funds
iShares Developed Markets Property Yield
UBS ETF Gold
WisdomTree Physical Bitcoin ETP
You're missing a specific ETF? Send your request to service@findependent.ch.
Our investment committee has carefully examined and thoroughly vetted them based on strict criteria. Twice a year, we review everything in detail and regularly add exciting new ETFs, so your investment solution can grow with you.
iShares Core SPI
UBS SPI Mid
UBS MSCI Switzerland IMI SRI
UBS SLI
UBS SPI ESG
iShares Swiss Dividend
Vanguard FTSE All World
Vanguard FTSE All-World High Div
iShares Core MSCI World
iShares MSCI World Screened
iShares MSCI World SRI
SPDR MSCI World Small Cap
UBS Core MSCI USA
iShares MSCI USA Screened
iShares MSCI USA SRI
Vanguard S&P500
Xtrackers NASDAQ 100
UBS Core MSCI Europa
iShares MSCI Europe Screened
iShares MSCI Europe SRI
UBS Core MSCI Japan
iShares MSCI Japan Screened
iShares MSCI Japan SRI
iShares Core MSCI Pacific ex-Japan
UBS MSCI Canada
UBS Core MSCI Emerging Markets
iShares MSCI Emerging Markets Screened
iShares MSCI Emerging Markets SRI
iShares Healthcare Innovation
iShares Automation & Robotics
iShares Global Clean Energy
UBS Global Gender Equality
iShares Digitalisation
iShares Core CHF Corp Bond
iShares USD Corp Bond ESG SRI
iShares Core EUR Corp Bond
iShares J.P. Morgan USD EM Bond
iShares USD High Yield Corp Bond ESG SRI
iShares Swiss Domestic Government Bond 3-7
UBS ETF SXI Real Estate Funds
iShares Developed Markets Property Yield
UBS ETF Gold
WisdomTree Physical Bitcoin ETP
You're missing a specific ETF? Send your request to service@findependent.ch.
Our investment committee created the ETF list based on strict selection criteria.
Equities Switzerland
iShares Core SPI
Max. weight 60% |
CH0237935652 |
TER:0.10% |
ESG rating AA |
UBS SPI Mid
Max. weight 30% |
CH0130595124 |
TER:0.25% |
ESG rating AA |
UBS MSCI Switzerland IMI SRI
Max. weight 40% |
CH0492935355 |
TER:0.28% |
ESG rating AAA |
UBS SLI
Max. weight 50% |
CH0032912732 |
TER:0.20% |
ESG rating AA |
UBS SPI ESG
Max. weight 50% |
CH0590186661 |
TER:0.12% |
ESG rating AA |
iShares Swiss Dividend
Max. weight 40% |
CH0237935637 |
TER:0.15% |
ESG rating AA |
Equities global
Vanguard FTSE All World
Max. weight 100% |
IE00B3RBWM25 |
TER:0.14% |
ESG rating A |
Vanguard FTSE All-World High Div
Max. weight 100% |
IE00B8GKDB10 |
TER:0.29% |
ESG rating n/a |
iShares Core MSCI World
Max. weight 80% |
IE00B4L5Y983 |
TER:0.20% |
ESG rating A |
iShares MSCI World Screened
Max. weight 80% |
IE00BFNM3J75 |
TER:0.20% |
ESG rating A |
iShares MSCI World SRI
Max. weight 80% |
IE00BYX2JD69 |
TER:0.20% |
ESG rating AA |
SPDR MSCI World Small Cap
Max. weight 40% |
IE00BCBJG560 |
TER:0.45% |
ESG rating n/a |
Equities USA
UBS Core MSCI USA
Max. weight 60% |
IE00BD4TXS21 |
TER:0.03% |
ESG rating n/a |
iShares MSCI USA Screened
Max. weight 60% |
IE00BFNM3G45 |
TER:0.07% |
ESG rating A |
iShares MSCI USA SRI
Max. weight 60% |
IE00BYVJRR92 |
TER:0.20% |
ESG rating AA |
Vanguard S&P500
Max. weight 60% |
IE00B3XXRP09 |
TER:0.07% |
ESG rating A |
Xtrackers NASDAQ 100
Max. weight 50% |
IE00BMFKG444 |
TER:0.20% |
ESG rating n/a |
Equities Europe
UBS Core MSCI Europa
Max. weight 40% |
LU0950668524 |
TER:0.06% |
ESG rating n/a |
iShares MSCI Europe Screened
Max. weight 40% |
IE00BFNM3D14 |
TER:0.12% |
ESG rating AA |
iShares MSCI Europe SRI
Max. weight 40% |
IE00B52VJ196 |
TER:0.20% |
ESG rating AAA |
Equities Japan
UBS Core MSCI Japan
Max. weight 20% |
LU0950671825 |
TER:0.12% |
ESG rating n/a |
iShares MSCI Japan Screened
Max. weight 20% |
IE00BFNM3L97 |
TER:0.15% |
ESG rating AA |
iShares MSCI Japan SRI
Max. weight 20% |
IE00BYX8XC17 |
TER:0.20% |
ESG rating AAA |
Equities Pacific ex-Japan
iShares Core MSCI Pacific ex-Japan
Max. weight 10% |
IE00B52MJY50 |
TER:0.20% |
ESG rating AA |
Equities Canada
UBS MSCI Canada
Max. weight 10% |
LU0950672807 |
TER:0.33% |
ESG rating AA |
Equities emerging markets
UBS Core MSCI Emerging Markets
Max. weight 20% |
LU0950674175 |
TER:0.15% |
ESG rating n/a |
iShares MSCI Emerging Markets Screened
Max. weight 20% |
IE00BFNM3P36 |
TER:0.18% |
ESG rating A |
iShares MSCI Emerging Markets SRI
Max. weight 20% |
IE00BYVJRP78 |
TER:0.25% |
ESG rating AA |
Equities thematic focus
iShares Healthcare Innovation
Max. weight 10% |
IE00BYZK4776 |
TER:0.40% |
ESG rating A |
iShares Automation & Robotics
Max. weight 10% |
IE00BYZK4552 |
TER:0.40% |
ESG rating AA |
iShares Global Clean Energy
Max. weight 10% |
IE00B1XNHC34 |
TER:0.65% |
ESG rating A |
UBS Global Gender Equality
Max. weight 10% |
IE00BDR5GV14 |
TER:0.20% |
ESG rating AA |
iShares Digitalisation
Max. weight 10% |
IE00BYZK4883 |
TER:0.40% |
ESG rating A |
Corporate bonds
iShares Core CHF Corp Bond
Max. weight 50% |
CH0226976816 |
TER:0.15% |
ESG rating AA |
iShares USD Corp Bond ESG SRI
Max. weight 50% |
IE00BKKKWJ26 |
TER:0.15% |
ESG rating A |
iShares Core EUR Corp Bond
Max. weight 50% |
IE00BF11F565 |
TER:0.09% |
ESG rating AA |
High yield bonds
iShares J.P. Morgan USD EM Bond
Max. weight 10% |
IE00BF553838 |
TER:0.45% |
ESG rating BB |
iShares USD High Yield Corp Bond ESG SRI
Max. weight 10% |
IE00BJK55B31 |
TER:0.25% |
ESG rating A |
Government bonds
iShares Swiss Domestic Government Bond 3-7
Max. weight 50% |
CH0016999846 |
TER:0.15% |
ESG rating n/a |
Real estate Switzerland
UBS ETF SXI Real Estate Funds
Max. weight 20% |
CH0105994401 |
TER:0.97% |
ESG rating n/a |
Real estate developed countries
iShares Developed Markets Property Yield
Max. weight 20% |
IE00B1FZS350 |
TER:0.59% |
ESG rating A |
Precious metals
UBS ETF Gold
Max. weight 20% |
CH0106027193 |
TER:0.23% |
ESG rating n/a |
Alternative investments
WisdomTree Physical Bitcoin ETP
Max. weight 10% |
GB00BJYDH287 |
TER:0.15% |
ESG rating n/a |
Are you missing a specific ETF? Send your request to service@findependent.ch.
Our investment committee created the ETF list based on strict selection criteria.
Equities Switzerland
iShares Core SPI
Max. weight 60% |
CH0237935652 |
TER:0.10% |
ESG rating AA |
UBS SPI Mid
Max. weight 30% |
CH0130595124 |
TER:0.25% |
ESG rating AA |
UBS MSCI Switzerland IMI SRI
Max. weight 40% |
CH0492935355 |
TER:0.28% |
ESG rating AAA |
UBS SLI
Max. weight 50% |
CH0032912732 |
TER:0.20% |
ESG rating AA |
UBS SPI ESG
Max. weight 50% |
CH0590186661 |
TER:0.12% |
ESG rating AA |
iShares Swiss Dividend
Max. weight 40% |
CH0237935637 |
TER:0.15% |
ESG rating AA |
Equities global
Vanguard FTSE All World
Max. weight 100% |
IE00B3RBWM25 |
TER:0.14% |
ESG rating A |
Vanguard FTSE All-World High Div
Max. weight 100% |
IE00B8GKDB10 |
TER:0.29% |
ESG rating n/a |
iShares Core MSCI World
Max. weight 80% |
IE00B4L5Y983 |
TER:0.20% |
ESG rating A |
iShares MSCI World Screened
Max. weight 80% |
IE00BFNM3J75 |
TER:0.20% |
ESG rating A |
iShares MSCI World SRI
Max. weight 80% |
IE00BYX2JD69 |
TER:0.20% |
ESG rating AA |
SPDR MSCI World Small Cap
Max. weight 40% |
IE00BCBJG560 |
TER:0.45% |
ESG rating n/a |
Equities USA
UBS Core MSCI USA
Max. weight 60% |
IE00BD4TXS21 |
TER:0.03% |
ESG rating n/a |
iShares MSCI USA Screened
Max. weight 60% |
IE00BFNM3G45 |
TER:0.07% |
ESG rating A |
iShares MSCI USA SRI
Max. weight 60% |
IE00BYVJRR92 |
TER:0.20% |
ESG rating AA |
Vanguard S&P500
Max. weight 60% |
IE00B3XXRP09 |
TER:0.07% |
ESG rating A |
Xtrackers NASDAQ 100
Max. weight 50% |
IE00BMFKG444 |
TER:0.20% |
ESG rating n/a |
Equities Europe
UBS Core MSCI Europa
Max. weight 40% |
LU0950668524 |
TER:0.06% |
ESG rating n/a |
iShares MSCI Europe Screened
Max. weight 40% |
IE00BFNM3D14 |
TER:0.12% |
ESG rating AA |
iShares MSCI Europe SRI
Max. weight 40% |
IE00B52VJ196 |
TER:0.20% |
ESG rating AAA |
Equities Japan
UBS Core MSCI Japan
Max. weight 20% |
LU0950671825 |
TER:0.12% |
ESG rating n/a |
iShares MSCI Japan Screened
Max. weight 20% |
IE00BFNM3L97 |
TER:0.15% |
ESG rating AA |
iShares MSCI Japan SRI
Max. weight 20% |
IE00BYX8XC17 |
TER:0.20% |
ESG rating AAA |
Equities Pacific ex-Japan
iShares Core MSCI Pacific ex-Japan
Max. weight 10% |
IE00B52MJY50 |
TER:0.20% |
ESG rating AA |
Equities Canada
UBS MSCI Canada
Max. weight 10% |
LU0950672807 |
TER:0.33% |
ESG rating AA |
Equities emerging markets
UBS Core MSCI Emerging Markets
Max. weight 20% |
LU0950674175 |
TER:0.15% |
ESG rating n/a |
iShares MSCI Emerging Markets Screened
Max. weight 20% |
IE00BFNM3P36 |
TER:0.18% |
ESG rating A |
iShares MSCI Emerging Markets SRI
Max. weight 20% |
IE00BYVJRP78 |
TER:0.25% |
ESG rating AA |
Equities thematic focus
iShares Healthcare Innovation
Max. weight 10% |
IE00BYZK4776 |
TER:0.40% |
ESG rating A |
iShares Automation & Robotics
Max. weight 10% |
IE00BYZK4552 |
TER:0.40% |
ESG rating AA |
iShares Global Clean Energy
Max. weight 10% |
IE00B1XNHC34 |
TER:0.65% |
ESG rating A |
UBS Global Gender Equality
Max. weight 10% |
IE00BDR5GV14 |
TER:0.20% |
ESG rating AA |
iShares Digitalisation
Max. weight 10% |
IE00BYZK4883 |
TER:0.40% |
ESG rating A |
Corporate bonds
iShares Core CHF Corp Bond
Max. weight 50% |
CH0226976816 |
TER:0.15% |
ESG rating AA |
iShares USD Corp Bond ESG SRI
Max. weight 50% |
IE00BKKKWJ26 |
TER:0.15% |
ESG rating A |
iShares Core EUR Corp Bond
Max. weight 50% |
IE00BF11F565 |
TER:0.09% |
ESG rating AA |
High yield bonds
iShares J.P. Morgan USD EM Bond
Max. weight 10% |
IE00BF553838 |
TER:0.45% |
ESG rating BB |
iShares USD High Yield Corp Bond ESG SRI
Max. weight 10% |
IE00BJK55B31 |
TER:0.25% |
ESG rating A |
Government bonds
iShares Swiss Domestic Government Bond 3-7
Max. weight 50% |
CH0016999846 |
TER:0.15% |
ESG rating n/a |
Real estate Switzerland
UBS ETF SXI Real Estate Funds
Max. weight 20% |
CH0105994401 |
TER:0.97% |
ESG rating n/a |
Real estate developed countries
iShares Developed Markets Property Yield
Max. weight 20% |
IE00B1FZS350 |
TER:0.59% |
ESG rating A |
Precious metals
UBS ETF Gold
Max. weight 20% |
CH0106027193 |
TER:0.23% |
ESG rating n/a |
Alternative investments
WisdomTree Physical Bitcoin ETP
Max. weight 10% |
GB00BJYDH287 |
TER:0.15% |
ESG rating n/a |
Are you missing a specific ETF? Send your request to service@findependent.ch.
Tips and tricks
This can help you create your own investment solution
From 5'000 francs
Your custom investment solution starts from 5'000 francs. However, you can already assemble it in the app beforehand. As long as your investment amount is under 5'000 francs, we invest your money in our ready-made investment solution. As soon as you exceed the minimum threshold through additional deposits or positive returns, we automatically switch your investments to your own ETF portfolio.
Max. weight
In our ETF list, we assigned a maximum weighting to each ETF. The more specific an ETF is, the lower its maximum weighting. For example, the weighting of an ETF with high-yield bonds can amount to a maximum of 10% of your investment sum for this goal. As an asset manager, even with a "DIY" solution, we ensure that your investment solution is well-diversified and features a sensible risk/return profile.
Changes
If you want to increase the weighting of a specific ETF, you first have to "make room" and reduce another ETF. Only then can you slide the controller for your favorite ETF further to the right.
Tips and tricks
This can help you create your own investment solution
From 5'000 francs
Your custom investment solution starts from 5'000 francs. However, you can already assemble it in the app beforehand. As long as your investment amount is under 5'000 francs, we invest your money in our ready-made investment solution. As soon as you exceed the minimum threshold through additional deposits or positive returns, we automatically switch your investments to your own ETF portfolio.
Max. weight
In our ETF list, we assigned a maximum weighting to each ETF. The more specific an ETF is, the lower its maximum weighting. For example, the weighting of an ETF with high-yield bonds can amount to a maximum of 10% of your investment sum for this goal. As an asset manager, even with a "DIY" solution, we ensure that your investment solution is well-diversified and features a sensible risk/return profile.
Changes
If you want to increase the weighting of a specific ETF, you first have to "make room" and reduce another ETF. Only then can you slide the controller for your favorite ETF further to the right.
Tips and tricks
From 5'000 francs
Your custom investment solution starts from 5'000 francs. However, you can already assemble it in the app beforehand. As long as your investment amount is under 5'000 francs, we invest your money in our ready-made investment solution. As soon as you exceed the minimum threshold through additional deposits or positive returns, we automatically switch your investments to your own ETF portfolio.
Max. weight
In our ETF list, we assigned a maximum weighting to each ETF. The more specific an ETF is, the lower its maximum weighting. For example, the weighting of an ETF with high-yield bonds can amount to a maximum of 10% of your investment sum for this goal. As an asset manager, even with a "DIY" solution, we ensure that your investment solution is well-diversified and features a sensible risk/return profile.
Changes
If you want to increase the weighting of a specific ETF, you first have to "make room" and reduce another ETF. Only then can you slide the controller for your favorite ETF further to the right.
In 3 steps to your very own investment solution
1
Get ready
Answer a few questions about your risk profile and select one of our ready-made investment solutions to start with. Your account will be ready within 24 hours.
2
Your choice, your mix
3
Your deposit = your starting signal
In 3 steps to your very own investment solution
1
Get ready
Answer a few questions about your risk profile and select one of our ready-made investment solutions to start with. Your account will be ready within 24 hours.
2
Your choice, your mix
3
Your deposit = your starting signal
In 3 steps to your very own investment solution
1
Get ready
Answer a few questions about your risk profile and select one of our ready-made investment solutions to start with. Your account will be ready within 24 hours.
2
Your choice, your mix
3
Your deposit = your starting signal
What makes your own investment solution so special
Personal touch
You give your investment solution your own personal touch and choose from around 40 pre-selected ETFs. All your deposits and withdrawals are free of charge.
Effortlessly diversified
You give your investment solution your own personal touch and choose from around 40 pre-selected ETFs. All your deposits and withdrawals are free of charge.
ETF savings plan plus
We automatically invest your deposits and distribute your savings across the ETFs you initially selected. Additionally, we handle rule-based rebalancing in the background. This turns your investment solution into a cost-effective ETF Savings Plan Plus.
What makes your own investment solution so special
Personal touch
You give your investment solution your own personal touch and choose from around 40 pre-selected ETFs. All your deposits and withdrawals are free of charge.
Effortlessly diversified
You give your investment solution your own personal touch and choose from around 40 pre-selected ETFs. All your deposits and withdrawals are free of charge.
ETF savings plan plus
We automatically invest your deposits and distribute your savings across the ETFs you initially selected. Additionally, we handle rule-based rebalancing in the background. This turns your investment solution into a cost-effective ETF Savings Plan Plus.
What makes your own investment solution so special
Personal touch
You give your investment solution your own personal touch and choose from around 40 pre-selected ETFs. All your deposits and withdrawals are free of charge.
Effortlessly diversified
You give your investment solution your own personal touch and choose from around 40 pre-selected ETFs. All your deposits and withdrawals are free of charge.
ETF savings plan plus
We automatically invest your deposits and distribute your savings across the ETFs you initially selected. Additionally, we handle rule-based rebalancing in the background. This turns your investment solution into a cost-effective ETF Savings Plan Plus.
You're ready in just 10 minutes
Scan the QR code, download the app, and you create your own ETF investment solution right away.
To your own investment solution in just a few steps
Start with one of five ready-made solutions – you then build your personal mix directly in the app.
You're ready in just 10 minutes
Scan the QR code, download the app, and you create your own ETF investment solution right away.
You're ready in just 10 minutes
Download the app and you create your own ETF investment solution right away.
Are you a client & would like to set up your own investment solution?
1
Scroll down and click on "Details"
In the app, you scroll to the bottom on the goal you want to convert. You then click on "Details", right next to "Investment solution".
2
select "Change investment solution"
3
Build your own investment solution
Are you a client & would like to set up your own investment solution?
1
Scroll down and click on "Details"
In the app, you scroll to the bottom on the goal you want to convert. You then click on "Details", right next to "Investment solution".
2
select "Change investment solution"
3
Build your own investment solution
Are you a client & would like to set up your own investment solution?
1
Scroll down and click on "Details"
In the app, you scroll to the bottom on the goal you want to convert. You then click on "Details", right next to "Investment solution".
2
select "Change investment solution"
3
Build your own investment solution
Wanna have your own investment solution reviewed?
Speak with Kay or Jordan.
Free of charge · 30 min · online
Wanna have your own investment solution reviewed?
Speak with Kay or Jordan.
Free of charge · 30 min · online
Wanna have your own investment solution reviewed?
Speak with Kay or Jordan.
Free of charge · 30 min · online
FAQ
The most frequently asked questions and answers about findependent
How (often) can I change my investment solution? Does it cost anything?
You can change your investment solution at any time directly in the app. To do so, click on the goal, then hit Details under the investment solution at the bottom and then select «Change investment solution».
Important: Since changing your solution requires selling some ETF shares and buying new ones, the usual transaction costs (e.g. stamp duty) will apply.
A tip from us: Your investment solution should match your long-term strategy. We advise against changing it in reaction to short-term market fluctuations. There's a high risk of always being one step behind. It's better to choose a strategy that lets you sleep well, even in turbulent times.
Can I invest in Bitcoin or other cryptocurrencies with findependent?
Yes, this is possible under certain conditions:
With your custom investment solution (from CHF 5’000): Here you have the flexibility to invest up to 10% of your investment amount in Bitcoin. This is done via a proven investment product (WisdomTree Physical Bitcoin ETP).
In our ready-made investment solutions (from CHF 500): We deliberately exclude cryptocurrencies from these. We are convinced that the mix of stocks, bonds, real estate, and precious metals already provides a sufficiently broad and solid foundation for your long-term wealth building.
Does findependent use physically or synthetically replicated ETFs?
FAQ
The most frequently asked questions and answers about findependent
How (often) can I change my investment solution? Does it cost anything?
You can change your investment solution at any time directly in the app. To do so, click on the goal, then hit Details under the investment solution at the bottom and then select «Change investment solution».
Important: Since changing your solution requires selling some ETF shares and buying new ones, the usual transaction costs (e.g. stamp duty) will apply.
A tip from us: Your investment solution should match your long-term strategy. We advise against changing it in reaction to short-term market fluctuations. There's a high risk of always being one step behind. It's better to choose a strategy that lets you sleep well, even in turbulent times.
Can I invest in Bitcoin or other cryptocurrencies with findependent?
Yes, this is possible under certain conditions:
With your custom investment solution (from CHF 5’000): Here you have the flexibility to invest up to 10% of your investment amount in Bitcoin. This is done via a proven investment product (WisdomTree Physical Bitcoin ETP).
In our ready-made investment solutions (from CHF 500): We deliberately exclude cryptocurrencies from these. We are convinced that the mix of stocks, bonds, real estate, and precious metals already provides a sufficiently broad and solid foundation for your long-term wealth building.
Does findependent use physically or synthetically replicated ETFs?
FAQ
How (often) can I change my investment solution? Does it cost anything?
You can change your investment solution at any time directly in the app. To do so, click on the goal, then hit Details under the investment solution at the bottom and then select «Change investment solution».
Important: Since changing your solution requires selling some ETF shares and buying new ones, the usual transaction costs (e.g. stamp duty) will apply.
A tip from us: Your investment solution should match your long-term strategy. We advise against changing it in reaction to short-term market fluctuations. There's a high risk of always being one step behind. It's better to choose a strategy that lets you sleep well, even in turbulent times.
Can I invest in Bitcoin or other cryptocurrencies with findependent?
Yes, this is possible under certain conditions:
With your custom investment solution (from CHF 5’000): Here you have the flexibility to invest up to 10% of your investment amount in Bitcoin. This is done via a proven investment product (WisdomTree Physical Bitcoin ETP).
In our ready-made investment solutions (from CHF 500): We deliberately exclude cryptocurrencies from these. We are convinced that the mix of stocks, bonds, real estate, and precious metals already provides a sufficiently broad and solid foundation for your long-term wealth building.
Does findependent use physically or synthetically replicated ETFs?
Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.
The information on this website constitutes advertising for the financial services provided by findependent.
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© Findependent AG 2026
Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.
The information on this website constitutes advertising for the financial services provided by findependent.
© Findependent AG 2026
Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.
The information on this website constitutes advertising for the financial services provided by findependent.